5 Tips to Save Lives According to Islamic Teachings
From childhood, we are always introduced to the phrase “saving the base of wealth” and often become motivated and applied in everyday life. Economic growth is progressing day by day, making the cost of living even more expensive. Sometimes expenses are not matched by income.
As Muslims, Islam teaches us to always be frugal and prohibits wasteful behavior in managing anything, including our property.
Allah SWT says:
وَآتِ ذَا الْقُرْبَى حَقَّهُ وَالْمِسْكِينَ وَابْنَ السَّبِيلِ وَلا تُبَذِّرْ تَبْذِيرًا
“And give to close relatives their due, to the poor and the traveler; and do not squander (your wealth) extravagantly.” (Surat al-Isra ‘: 26)
Here, oase.id summarizes some steps to live frugally according to Islam that can be applied in everyday life:
Tips #1. Fasting
One way to save money and get a reward is fasting. By fasting, of course, we will reduce the amount of expenditure. One of them is spending at lunch. Because you are fasting, the money that is usually spent on lunch can be saved. In addition, fasting also provides many health benefits.
Read also : Islamic Relief of Fasting
Tips #2. Set Budget
Before shopping for monthly necessities, make sure to make the necessary budget, such as cooking needs, water needs, and others. By getting into the habit of writing a monthly budget for needs, you will reduce unnecessary expenses so that you will be more efficient.
Tips #3. Avoid Debt
Although the law of debt is not prohibited, debt habits will make daily needs difficult to control (frugal). Islam also regulates debt because it involves the economic sector. If you have debt, pay it off immediately. Because debt is a burdensome thing to live in this world and the hereafter.
Ibnul Qoyyim in Al Fawa’id (p. 57, Darul Aqidah) says, “The Prophet Sallallahu ‘Alayhi wa Sallam asked Allah for protection from committing sins and debts because many sins will bring loss in the hereafter, while a lot of debt will bring loss in the hereafter. world.”
Read also : Islamic Dua for avoiding zina
Tips #4. Alms
In addition to giving a lot of good, the wealth you have will be much more blessed by giving charity. Of course, giving charity will not reduce one’s wealth. Allah says:
قُلۡ اِنَّ رَبِّىۡ يَبۡسُطُ الرِّزۡقَ لِمَنۡ يَّشَآءُ مِنۡ عِبَادِهٖ وَيَقۡدِرُ لَهٗ ؕ وَمَاۤ اَنۡفَقۡتُمۡ مِّنۡ شَىۡءٍ فَهُوَ يُخۡلِفُهٗ ۚ وَهُوَ خَيۡرُ الرّٰزِقِيۡنَ
“Say, “Indeed, my Lord expands sustenance and limits it to whom He wills among His servants.” And whatever you spend, Allah will replace it and He is the best provider of sustenance.” (Surat Saba’: 39)
Tips #5. Saving
The rest of the month’s expenses that have been spent, should be set aside for savings. In this way, we will have a savings fund for urgent or future needs. In a hadith narrated by H.R Bukhari, “Save some of your wealth for the good of your future, because it is much better for you.”